As temperatures drop, and winter settles in, many different issues can pop up within your property. As a homeowner, it is in your best interest to do research and be proactive against problems that may arise during this winter season, and one of them is roofing leaks. Roofing leaks can happen all year round, though winter roof leaks have a few causes that are exclusive to this time of the year. Why is your roof leaking this winter? Is there anything you can do about it? Expert roof service company Fields Roof Service is here to help!
Read MoreWhat Causes Your Asphalt Roofing Shingles to Curl?
Asphalt roofing shingles are by far the most popular choice when it comes to residential roofing materials in the United States. In fact, it is estimated that about 70% percent of American homes are protected by an asphalt shingle roof. But as great as asphalt shingles are they do come with their own set of problems. And one of the most common issues is shingle curling. In today’s post, we explain what causes asphalt shingles to curl and share a few tips on how you can prevent this from occurring.
Read MoreWhy Doesn’t Insurance Cover Roof Wear and Tear?
Your homeowner’s insurance isn’t intended to cover the expense of routine roof maintenance; rather, it’s intended to cover one-time calamities such as a storm, fire, flood, or theft.
Wear and tear are defined by insurers as the steady deterioration of a product as a result of normal use. Wear and tear are generally specified as an exclusion because insurance is designed to cover unexpected or unforeseen situations.
Fields Roof Service, a premier commercial roofer, goes into greater detail on why wear and tear aren’t covered by home insurance and what repairs are reimbursed.
Why Doesn’t Insurance Cover Wear and Tear?
Normal wear and tear are not included in protecting your home from unexpected events. Despite the fact that buildings insurance covers fire, a roof leak that hasn’t been properly managed is not. As a general rule, homeowners insurance does not cover damages to your home or its contents if you neglect to maintain them over time, as this is a regular occurrence.
Wear and tear on roofing is expected to occur over time, which means your insurance company will not cover the costs. If you want to keep your home in good condition, you’ll have to pay for regular upkeep. Even if a modified bitumen roof is well-maintained by experts, the aging process will still be slowed down. Only in the event of a natural disaster, such as extreme weather, would roof installation services be covered.
What Repairs Are Covered by Your Insurance?
The vast majority of the time, your homeowner’s insurance will cover damage to your roof caused by unanticipated events. Natural disasters like windstorms and hurricanes are among the most common examples of this type of event. Damage to a roof caused by falling trees or wind-blown debris is frequently covered by homeowners insurance. However, there are exclusions to insurance coverage for damage caused by wind and hail.
Check your policy’s tiny print to be sure you’re covered for everything. In order to incorporate hail and wind damage coverage in your insurance, you must purchase an add-on. Once you’ve filed a claim, you’ll need to know how to handle the roof insurance claims process.
Fields Roof Service is the premier commercial roof service company that offers roof replacement, repair, and maintenance with unmatched craftsmanship and customer service. Call us today at (253) 881-8612 or fill out this contact form to schedule your roof evaluation.
3 Reasons Asphalt Shingle Roofing is a Great Investment
Your roofing system works to protect your home safe and damage-free against the elements. But just how well they do this will depend on their material. There are plenty of excellent roofing materials available today, and if you want something tough and offers great value for money, you can never go wrong with asphalt shingles. Fields Roof Service, the trusted roof service provider in the area, shares what makes this particular roofing option a worthy investment:
What Could Happen If I Delay Roof Replacement?
Roof replacement is typically a significant project due to its logistics and costs. That’s why homeowners tend to postpone it as much as possible. However, delaying roof replacement can lead to serious troubles, which would likely make your expenses go higher and the entire process more complex. In this post, trusted roof service company Fields Roof Service discusses what could possibly happen if you don’t replace your damaged roof immediately.
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